Loans against items
There is a pawnshop in every city. Interestingly, these are not individual pawnshops, but there are a lot of them. You can notice when walking around the city that there are more and more of them. Since they are created so quickly, we can only guess how big the demand is. We will find a private pawnshop in Warsaw, as well as entire chain stores that work throughout Poland. Before using the services of a given pawnshop, let’s check if it can boast of good opinions on the web and if it is a place where we can find everything that interests us.
- https://www.akukuwyszkow.edu.pl/karcher-urzadzenie-wysokocisnieniowe-k-7-premium-1-168-604-0/
- http://www.jsf.edu.pl/systemy-fotowoltaiczne-dlaczego-warto-w-nie-zainwestowac/
- https://www.foju.pl/automatyzacja-procesow/
The first offer of a pawnshop in Warsaw is the most ordinary loans secured by items. So when we need cash, for example to pay bills, we can boldly go to the pawnshop with something valuable and receive cash in return. Many people ask what we can pawn at the pawnshop? In fact, there are no restrictions here. We can pawn almost anything. The most popular is precious jewelry, for example gold, silver or with precious stones. Many people decide to pawn electronic equipment. Most often, we decide to pawn mobile phones, tablets, computers, consoles or TV sets. In the pawnshop we can also pawn paintings, sculptures, vinyl records and antiques. We will also leave furniture or decorative elements. The only things that pawnshops usually do not accept are clothes or plants.
Of course, apart from such “trifles”, customers also pledge details. What do we mean here? We mean real high-quality works of art, cars or even apartments. Of course, we will not receive money for this group of items. An accurate valuation is necessary. However, this should not surprise us, as we know it is valuable.
Shopping at a pawnshop
We can also treat Lombard in Warsaw as a place where we can shop. People who are looking for some proverbial “pearls” come to the pawnshop very often. In the pawnshop we can find unusual jewelry, interesting antiques or crazy artistic creativity. We won’t find many such things in stores. We can also buy equipment at a lower price. Of course, electronic equipment is used, but we also find equipment very well preserved. Therefore, it can serve us for many more years. Many times customers pawn or sell almost new equipment at the pawnshop. Buying such equipment is a really big opportunity. Nothing but to use. You can meet people who are somewhat ashamed of buying things at a pawnshop. There really is nothing to be ashamed of. These are purchases like any other.
A pledge is not the same as selling
We have already told ourselves about the pawn shop lien. Then we have a given redemption period. After this time, the item becomes the property of the pawnshop and they can freely buy it. During the pledge period, for example, they cannot put up a TV or a ring for sale. They are bound by a contract with the issuer. It is completely different when selling items. When we need cash and go to a pawnshop, for example with our mobile phone, the first thing the staff asks us is whether we want to pledge the phone or sell it. If they decide to pledge, we will receive a lower price than when we decided to sell. At the time of signing the sales contract, we automatically no longer have any rights to the item. So we get more cash, but still lose the item once and for all.
Pledge or sale procedure
We already know that when going to a pawnshop in Warsaw, we are obliged to sign a contract. What other conditions do we have to meet for the transaction to be successful. We definitely need to have a photo ID with us. An ID card, driving license or passport will be appropriate. In most cases, when pledging, for example, electronic equipment, we will be asked to provide the seller with proof of ownership. For example, the purchase invoice issued in our name will handle the matter. And after the trouble. Remember that when returning items to the pawnshop, it must be a complete set. For example, we cannot return a mobile phone without a charger or a TV without a remote control. This part is logical.
So let’s not be afraid to do business in a pawnshop. Sometimes the pawnshop turns out to be the last resort. We should visit the pawnshop regularly when we like antiques, unusual jewelry or other trinkets. Most importantly – in pawnshops you can and even have to bargain. Let’s remember these tips.
